Kathmandu – the KTM crowd finally gets a breathing room. Hansraj Hulashchand and Company announced that every KTM model on the Nepalese showroom floor can now be taken home with just half the invoice as cash. The rest is covered by a dealer‑backed loan that runs for 3 years. That matters because most riders in the valley have to scrape together the full price or wait years for a bank loan.
The finance sheet is simple. Put 50 % down, sign the paperwork, and the remaining balance is sliced into equal monthly instalments. No hidden fees were mentioned in the press release, and the interest rate will follow the dealer’s standard schedule. The scheme goes live on 4 August 2026, the same day the dealer expects the first batch of eager buyers to line up at the Kathmandu showroom.
The mechanics are straightforward, but the impact is anything but. Riders who could previously afford only a commuter bike now have a realistic path to a high‑performance KTM. The loan term of 3 years keeps each monthly payment modest, which is crucial in a market where the average disposable income hovers around 30,000 NPR.
| Finance Element | Value | Notes |
|---|---|---|
| Down Payment | 50 % of invoice price | Paid upfront, cash or bank transfer |
| Loan Term | 36 months | Fixed monthly instalments |
| Interest Rate | Dealer‑determined | Subject to credit assessment |
Beyond financing, KTM is sweetening the pot with a 15,000 NPR bonus for any two‑wheeler the buyer trades in, regardless of make or model. The extra cash is credited directly to the buyer’s account and can be used to reduce the loan principal or cover accessories.
That matters because many riders sit on aging machines that sit idle. Turning those relics into a discount removes a psychological barrier and nudges owners toward a newer, safer KTM.
The offer spans the entire KTM line currently sold in Nepal, split across three core segments:
| Segment | Model Examples | Typical Price (NPR) |
|---|---|---|
| Naked | 125 Duke, 200 Duke | 1,200,000 – 1,500,000 |
| Sport | 390 Duke, 790 Duke | 1,800,000 – 2,500,000 |
| Adventure | 390 Adventure, 690 Enduro | 2,200,000 – 2,800,000 |
All three segments are now within reach for a larger slice of the market. The Naked bikes attract city commuters, the Sport line pulls in the younger thrill‑seekers, and the Adventure range appeals to those who crave off‑road freedom.
KTM’s move is a direct response to the sluggish growth of two‑wheel sales in Nepal over the past two years. Analysts at Mero Auto noted that credit availability has been the single biggest hurdle for potential buyers. By cutting the cash barrier in half and rewarding trade‑ins, KTM hopes to capture a share of the 30 % of riders who currently ride older, less efficient machines.
The dealer also hinted at a follow‑up promotional calendar: seasonal discounts, accessory bundles, and possibly a zero‑interest flash loan later in the year. If the initial uptake meets expectations, we could see a ripple effect, with other manufacturers rolling out similar finance structures.
In the short term, the dealership expects a 15‑20 % bump in showroom footfall during the first quarter after launch. In the long term, the brand aims to solidify its position as the premium performance option for Nepali riders who value both power and practicality.
If you own an older bike and have been eyeing a KTM, the window is open. Bring your paperwork, a copy of your ID, and be ready to put down 50 % of the chosen model’s price. The dealer will handle the credit check on the spot, and you could be riding home the same day.
For those without a trade‑in, the finance plan still offers a viable path, but the 15,000 NPR bonus will be missing, making the monthly payment slightly higher. Either way, the new scheme lowers the entry barrier dramatically.
Q: Which KTM models are eligible for the 50 % down‑payment scheme?
A: All KTM models currently sold in Nepal – the Naked, Sport and Adventure lines – qualify under the finance plan.
Q: How is the 15,000 NPR exchange bonus applied?
A: The bonus is credited directly to the buyer’s account after the trade‑in is accepted, and it reduces the loan principal before monthly instalments are calculated.
Q: What credit assessment is required for the 3‑year loan?
A: The dealer will perform a standard credit check based on your ID and income proof. No additional collateral is needed beyond the down‑payment.
Q: When can I expect delivery after signing the finance agreement?
A: Most orders are processed within 7‑10 business days once the down‑payment is received and the loan approved.
Q: Are there any hidden fees or insurance requirements?
A: The press release mentions no hidden fees. Insurance is mandatory for all road‑legal motorcycles in Nepal and must be arranged by the buyer.
Q: Will KTM extend this finance offer to future models?
A: The dealer hinted at future promotions, but the current scheme applies only to models in the existing lineup as of 4 August 2026.
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